Welcome to 970 Medicare

Welcome to 970 Medicare

Welcome to our local Medicare Insurance Agency, proudly serving the Medicare Health Insurance needs of Western Colorado from our convenient locations in Grand Junction and Montrose Colorado.

Ready to take control of your Medicare coverage? Schedule a complimentary, personalized Medicare Insurance Evaluation with one of our Licensed Medicare Agents today. Simply give us a call at 970-999-1111 or utilize our user-friendly online calendar to book your in-person appointment directly through our website. For a quick quote, you can also fill out our online forms, and we'll promptly reach out to discuss your options.

We understand that mobility can sometimes be an issue, which is why we're delighted to offer in-home assistance to clients in Mesa, Montrose, and Delta Counties.

Servicing the Colorado areas, 970 Medicare prides itself on delivering tailored solutions to every client. Our team of local Medicare Insurance Agents is dedicated to guiding you through the maze of Medicare Supplement, Medicare Advantage, and Part D Prescription Drug Plan options, ensuring you find the perfect fit for your unique needs.

We offer all types of Medicare Supplement, Medicare Advantage, Part D Prescription Drug Plans, and Health Insurance coverages to our clients in Colorado.

Medicare Coverage Options: Finding the Right Fit

Choosing the perfect Medicare coverage starts with understanding what matters most to you. Whether it's access to specific providers, prescription drug coverage, managing your budget, or aligning with your lifestyle, we're here to help you navigate your options and discover the ideal plan for your needs.

Exploring Your Basic Coverage Options

  1. Original Medicare:
    • Includes Part A Hospital and Part B Medical coverage.
    • Ideal for those seeking basic Medicare coverage and flexibility in provider choice.
    • Keep in mind: Original Medicare has coverage gaps, no prescription drug coverage, and may require a separate premium for Part B.
  2. Original Medicare + Part D Prescription Drug Coverage:
    • Adds a Part D prescription drug plan from a private insurer to Original Medicare.
    • Suited for individuals wanting prescription drug coverage alongside basic Medicare.
    • Keep in mind: Similar coverage gaps exist, and a separate premium is paid to the private insurance company for Part D coverage.
  3. Original Medicare + Medigap Coverage:
    • Adds supplemental coverage from a private insurer to Original Medicare.
    • Ideal for filling gaps in Original Medicare coverage.
    • Keep in mind: No prescription drug coverage, potential out-of-pocket expenses depending on the Medigap plan, and separate premiums for Medigap coverage.
  4. Original Medicare + Medigap + Part D Prescription Drug Coverage:
    • Adds supplemental coverage and a Part D prescription drug plan from private insurers to Original Medicare.
    • Ideal for those seeking comprehensive coverage, including prescription drugs and supplemental benefits.
    • Keep in mind: Similar considerations as above, with separate premiums for both Medigap and Part D coverage.
  5. Medicare Advantage:
    • All-in-one coverage through a private insurer, typically including Part A, Part B, and Part D.
    • Ideal for those seeking predictability in costs, additional benefits like dental and vision, and a network of contracted providers.
    • Keep in mind: Enrollment may come with network restrictions, potential additional premiums, and the requirement to continue paying Medicare Part B premiums.

Adapting to Your Changing Needs

Your health needs evolve, and so do health plans. Luckily, Medicare offers opportunities to join a plan or adjust your coverage during specific times of the year. Make sure to talk to one of our Local Licensed Agents for more details. 

Ready to Take Control of Your Medicare Coverage?

Reach out to us today to schedule your free, one-on-one Medicare Insurance Evaluation with our local Licensed Medicare Agents. Call us at 970-999-1111 or use our convenient online calendar to book your appointment directly through our website. If mobility is a concern, we're happy to come to you in Mesa, Montrose, or Delta Counties. Let's find the perfect Medicare plan for you together.